Question by itsbrendaaa: where can I find a list of lenders for a private student loan?
I am a grad student in San Francisco and am trying to get funding for a study abroad program that I am going to this summer. the total cost break down includes:

All lodging while in Italy
All transportation while in Italy
Roundtrip Airfare – SFO – Rome
All day trips and excursions including bus transportation
All train fares
All museum fees
Student Information Packet
Classroom Fees
ISIC student card ( International student discount card)
Liability Insurance Coverage for each student
Temporary medical insurance and 24 hour emergency care assistance

and with tuition, everything comes out to ,920

I tried to go through Sallie Mae (whom I have my other student loans with) but my finacial advisor will only approve about 1/2 the requested amount because they think it is “irresponsable” to use education money on plane tickets and and medical insurance (even though it is for education purposes) Yes, it sounds rediculous to me too and I have tried to fight it, but they are standing firm.

So I tried going through Wells Fargo. They have a student loan that does not need to be certified by the school and it comes directly to the student. However, the denied me becasue of my already high outstanding student loan amounts.

So my question is, are there any other lenders out there that have a private student loan, that does NOT need to be certified through the school – and that will approve you even if you have an already high balence of student loans?

Thank you!

Best answer:

Answer by Suddenly Human
I’m sorry, but you will not find any legitimate private student lender that will approve you 2 month trip to Italy costing 15,000. This is just a simple fact. Your advisor is wise!!

I would discourage you from falling for all the SPAM that gets loaded into these types of questions. Don’t divulge personal information to websites that advertise on Yahoo Answers. They are not legit. The only reason why they continue to do this is people don’t see legitimate options and fall for them. It is a haven for identity theft for folks who don’t know any better and don’t have other options.

My advise is simple. Wait and do your trip AFTER get a full time job and can afford it without borrowing. You don’t want to be paying that 15K back for the next 20+ years at private (sub prime and variable) student loan interest rates.

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