Comments on: How Do I Save Money For College?

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By: sam

sam — Mon, 19 Jul 2010 11:27:37 +0000

i think u should just think about how much college means to u and trying saving money 4 college.try working @ a place that gives u good pay and try working overtime!b
hope i was of any help!

By: Mr. Samsa

Mr. Samsa — Mon, 19 Jul 2010 10:50:53 +0000

Take your money, save it up and buy stock, bonds, or CDs (Certificate of Deposit, not the other kind).

At your age, and because you need the money, and don’t really have all that time for a bond to mature, a CD might be best.

Get $1,000 and then go to your local banks and see who will give you the best interest rate for a CD, but don’t overlook short term bonds.

By: granniegrump

granniegrump — Mon, 19 Jul 2010 10:03:54 +0000

1. Get those jobs. Right now you could be mowing grass, babysitting, doing odd jobs for folks around you.

2. Start a college fund in your own name. Put at least 1/2 of all the money you make (gross – not net) into the fund.

3. When the fund reaches a reasonable amount ($500 or so), put it into a good mutual fund (see Morningstar’s ratings). Keep doing this with the money you make – forever. Pick different funds and/or stocks. Ask successful people you know about the stocks they have.

4. When you reach Junior year of high school, begin applying for scholarships, noting how hard you’ve worked on your own to pull yourself up by your bootstraps througs wise investments. Wharton would like that.

By: Stephanie73

Stephanie73 — Mon, 19 Jul 2010 09:31:44 +0000

Well, working two jobs is a good start. Ask your mom to help you set up a high-yield savings account (ING or Capital One are two good ones), invest in money markets, or possibly look into a Roth IRA. Unfortunately, because of your age, you’re not able to set these up for yourself.

Your parents’ financial situation may also work to your advantage. If your parents don’t make a lot of money, you can qualify for more need-based loans and grants.

No matter what, don’t give up your dream. It might be tough at times, but keep your eye on the future. You sound like a very grounded, goal-oriented program, and I hope you have much success in your life.