Any advice on getting more money for college?
Question by Kim: Any advice on getting more money for college?
I’m suppose to start Schreiner University in the Fall, but I owe them a total of ,000 for the Fall and Spring semester together. I already received the Pell Grant, Scholarships, and Federal Standford loans. I was going towards a Private loan, but both my parents claim to have bad credit and they won’t cosign. I’ve tried fastweb along with other sites for Scholarships and I’ve had no luck so far. I know Schreiner is expensive, but it is my dream college and I don’t want to go anywhere else. Does anyone know of what I can do to get more money for school? I’ve talked to the school about it too, and the only options that they’ve said I had was a private loan or payment plan. The problem with those is that I don’t have a cosigner and the payment plan is monthly starting at 0, which I qualify for work study, but that money is already going to them. Please any help will be appreciated….
All of my grandparents passed away before I got to know any of them and my other relatives won’t help either. I have no credit, so I figured that there’s no way to get a private loan without a cosigner.
I already said that I qualify for work study, so I will be working, but that money will already go to the school and it has a deadline to be paid for, which isn’t far away.
Thanks, but I’m not going to give up until I find a solution or at least keep trying to. I already went to a community college and I just graduated in May with my Associate’s for Psychology, English, and Liberal Arts. One of the reasons on why I chose this college is because it’s smaller unlike other university’s and the one that I was going to attend doesn’t offer enough classes.
Thank You all for the advice, Yesterday I was emailed from Schreiner and told that they got me an additional ,000, I was also told to try the workforce center, so I’m doing that on Wednesday. I should only owe now around ,000 with only ,000 being during the fall, so it’s all working out after all.
Best answer:
Answer by lavaquerabesa
Well, if your parents won’t co-sign, do you have any other relatives that would? A grandparent or aunt/uncle?
Otherwise, you may be able to get a loan on your own. There’s no way to know unless you try.
Know better? Leave your own answer in the comments!



July 19th, 2011 at 10:11 am
Get a job either part-time or full time to help pay for college. Lot’s of people have done these before
Now knowing you already finished community college, I am still serious about taking on more part-time work. Do less credit hours in Schreiner, perhaps may reduce your fee and allowing you more time to work; you are still qualified as full time with 12 units and delay your graduation. 8K for 2 semesters that means you immediately need 4K for fall. There is still 2 months left in summer for you to earn that money. Working a lot of hours and overtime should be able to accumulate that amount. Since you already have some skills, you shouldn’t have to resort to minimum wage jobs.
July 19th, 2011 at 10:30 am
Kim, have you try to apply to less competitive scholarship? Some friends of mine in college told me that they have valuable information regarding scholarships from this place.
Good luck
July 19th, 2011 at 10:37 am
Much as I hate to say it, dream college or not, you need to be realistic here. Consider taking a year or two at a less expensive school (community or local state college might be a thought) for your basic classes and then transfer to your college of choice for the remaining two years. Otherwise you are in for a really nasty reality slap when, if you can’t pay one way or the other, your classes are cancelled for non-payment and you have nowhere to go.
July 19th, 2011 at 10:58 am
Sorry… not likely going to happen.
But one warning… if you respond to any online bank offer that requires you to pay an upfront fee for a loan… it is a scam.
It is actually illegal to charge an upfront fee or a downpayment on a promised Loan. Any fees and charges are attached to the amount you finance and you will pay those fees with your interest on the loan.
So… do not fall for the scammer that offered you a loan as long you pay them a downpayment or a fee for the loan processing costs.
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